When you first sign up for a PayPal account, PayPal places limits on the amount of money you can send and receive using your PayPal account. To bypass or remove these limitations, you will have to complete the account verification process. This process allows PayPal to verify your identity by either linking your PayPal account to your bank account or by applying for an receiving approval for a PayPal credit card.
1. Go to the PayPal.com home page and enter your PayPal email address and password. Click the "Log In" button.
2. Click the "Profile" option and select the "Add or Edit" bank account option.
3. Click the "Add Bank" button.
4. Select the checking or savings account option depending on the type of account you want to link. Enter your routing number and account number and click the "Continue" button.
5. Enter the log-in information for your bank account's online banking access. PayPal will automatically and instantaneously verify your account. If you do not want to provide your online
banking information to PayPal select the option to allow PayPal to deposit money into your bank account. Check your bank account in three to five business days for the mini deposits from PayPal. Return to the account verification page, and enter the deposit amounts to complete the verification process and bypass the limits on your PayPal accounts.
Tips & Warnings
Alternatively, you can bypass the PayPal account limitations by clicking the "Products and Services" tab. Click the "View All PayPal Products" link and select the "PayPal Extras MasterCard" option. Click the "Apply Now" button. Complete the application, and click the "Apply Now" button to submit your application. You will receive a decision about your application in approximately one minute. If approved, PayPal will automatically verify your account, and you can bypass your account limitations.